According to the Robert Wood Johnson Foundation, more than 170 million Americans receive their health care coverage from employers. With Open Enrollment quickly approaching — it runs from November 1, 2015 to January 31, 2016 — now is the time for those employees to thoughtfully review their personal coverage.
Here are a few tips for getting the most out of your workplace health benefits:
- Educate yourself: One of the most important things anybody can do during the Open Enrollment process is see what benefits they are already getting from their employers. There are a wide array of resources and tools that employers make available, allowing employees to make smarter decisions about protecting their futures.
- Look at all benefits: There are all kinds of benefits that you will need to consider, such as dental care, eye care, life insurance and accident coverage. Health insurance is crucial, but there are all kinds of factors that can affect your income and physical well-being. Take a look at all coverage options and see what is entirely necessary.
- Protect your risks: You will need to think about the biggest health risks faced by your family and make sure they are properly covered by your health insurance. Every year you should reevaluate your needs and adjust the insurance accordingly. Protecting your assets is key.
Whether you choose to go the home health care route or visit a local physician, be sure to check back here again for more health insurance help and information. Contact a member of our team to learn more about available options.
