According to new research published by by the Deloitte Center for Health Solutions on Monday, August 3, many people who have purchased health insurance through either the state or federal exchange are still afraid that their health care costs are too high to be truly affordable.
The same study found that while cost is still a major issue for many Obamacare consumers, they do have a good idea as to how their plan actually works. Those who took part in the poll had purchased their new health insurance through either the state or federal exchange, but the analysis did not distinguish between the two.
"There is a lot of evidence to suggest consumers are learning as they go, and I'm sure it's not without a lot of painful experiences," says Paul Lambdin, insurance exchanges and retail practice leader for health plans at Deloitte Consulting.
Results from the survey found that although people do have health insurance now, as opposed to being previously uninsured, only 24 percent of the nearly 4,000 respondents felt they could get affordable insurance when they needed it. Only 16 percent feel financially prepared to handle future health related costs.
After having been enrolled in the marketplace for a full year, one in three people reported having difficulty paying for out-of-pocket expenses. This runs directly counter to the Department of Health and Human Service's touting that premiums are averaging $100 a month, as it leaves out the details of copays, deductibles, and provider costs.
Whether you choose to go to the home healthcare route, or visit a local physician, be sure to check back here again for more health insurance help and information, or contact a member of our team to learn more about available options.
