MrHealthInsurance Blog

How may people are uninsured and is this about helping them? 

The answer is it depends who you ask.  It appears that the answer is NO.   National Institute for Healthcare Mangement (April 2008) Brief:  says there are now 47 million, or 15.8% of the population uninsured.  Is that what it really says? On July 17th, 2009,  Howard Dean said on CNBC that the core issue is not about providing insurance to the uninsured, its " about the Private Sectors failure to control costs"

Is President Obama following through on his pledge or is something else really happening? The Answer is probably both. Most of us agree that "productive" healthcare reform is needed. Most of us recognize that President Obama campaigned for Health Reform and is following through. Has anybody wondered why this is being ramrodded through the houses of Government to get done so fast? I have. I don't presume that this is the answer, but I contend that the answers lie within GOOGLE, Yahoo, and MSN (bing!) I encourage you to do variations of the following search on your favorite engine " medicare reimbursement cut 2010 "

Currently providers charge significantly different amounts for the exact same procedure or service based on who you are.  

Health Insurance Reform:  

(Ground Rules and Goals) 

Major Healthcare reform is necessary.   I will spend the next few weeks providing short to medium length editorial articles explaining why I believe that major reform, some painful, is necessary.    I will cite specific and sometimes personal examples of what is wrong with the current system.   While I have a bias, and make my living off the existing system,  I will do my best to try and ignore my personal interests.   

On July 15th, 2009: Three Health Insurance Reform bills reached the House and Senate floors:

Each of these bills is over 1000 pages long.  As John Stewart said on his 7/15/09 show, ' A lot of these...ahhhh.. Congress people.... aren't really readers'.   

Please also note that most of these people have never run a business, big or small, and have no idea about real-life Health Insurance issues.    While I love the guy, I include President O'bama as not having a broad understanding of the issues.   He may be the best informed President on the issue since Richard Nixon, yes Nixon, but I ...

Illinois makes modification to Mini-COBRA.

Who says that Illinois legislators don’t do anything?   Effecitve in June the Illinois legislature enacted two modification to the health insurance regulations that have impact […]

Effective June 1, 2009,  Illinois has a new law taking effect regarding children being able to stay on their parents coverage until Age 26, as long as the child is not married.    

This law change is well known and documented in Illinois, but there is a component of the law that is not very well known.  Carriers are being very tight lipped about it.   To my knowledge, I have not seen any carrier sending out it's sales force of agents, any documentation on the subject.    

Under the new law, and subject to some yet undefined interpretation, NO DEPENDENT CHILD CAN ...

Q. Does the Economic Stimulus have anything to help me with Health Insurance costs?

The announcement hit my desk like a brick on Waterford Crystal.    If you like this idea, you better think twice next time you complain about highly skilled jobs being lost here […]

The magic question!  Believe it or not, we do believe that there are some simple ways to narrow the search. When shopping for health insurance, remember that you are looking for protection, not to save $10.  

Here’s a quick check list.