MrHealthInsurance

Currently providers charge significantly different amounts for the exact same procedure or service based on who you are.  

Health Insurance Reform:  

(Ground Rules and Goals) 

Major Healthcare reform is necessary.   I will spend the next few weeks providing short to medium length editorial articles explaining why I believe that major reform, some painful, is necessary.    I will cite specific and sometimes personal examples of what is wrong with the current system.   While I have a bias, and make my living off the existing system,  I will do my best to try and ignore my personal interests.   

On July 15th, 2009: Three Health Insurance Reform bills reached the House and Senate floors:

Each of these bills is over 1000 pages long.  As John Stewart said on his 7/15/09 show, ' A lot of these...ahhhh.. Congress people.... aren't really readers'.   

Please also note that most of these people have never run a business, big or small, and have no idea about real-life Health Insurance issues.    While I love the guy, I include President O'bama as not having a broad understanding of the issues.   He may be the best informed President on the issue since Richard Nixon, yes Nixon, but I ...

Illinois makes modification to Mini-COBRA.

Who says that Illinois legislators don’t do anything?   Effecitve in June the Illinois legislature enacted two modification to the health insurance regulations that have impact […]

Effective June 1, 2009,  Illinois has a new law taking effect regarding children being able to stay on their parents coverage until Age 26, as long as the child is not married.    

This law change is well known and documented in Illinois, but there is a component of the law that is not very well known.  Carriers are being very tight lipped about it.   To my knowledge, I have not seen any carrier sending out it's sales force of agents, any documentation on the subject.    

Under the new law, and subject to some yet undefined interpretation, NO DEPENDENT CHILD CAN ...

Q. Does the Economic Stimulus have anything to help me with Health Insurance costs?

The announcement hit my desk like a brick on Waterford Crystal.    If you like this idea, you better think twice next time you complain about highly skilled jobs being lost here […]

The magic question!  Believe it or not, we do believe that there are some simple ways to narrow the search. When shopping for health insurance, remember that you are looking for protection, not to save $10.  

Here’s a quick check list. 

A COCC is a Certificate of Creditable Coverage.  This is the proof that you need to provide when you […]

On October 9, 2008,  President Bush signed into law a requirement that insurance policies allow college students who are on their parents health plan to take a medical leave of […]